{\footnotesize \begin{tabular}{l c c c c c c c} \hline \toprule         & \multicolumn{3}{c}{\textbf{1-4 Quarters After Filing}}         & & \multicolumn{3}{c}{\textbf{5-8 Quarters After Filing}} \\
\cmidrule{2-4} \cmidrule{6-8}
& Cook     & New York      & p-value       & & Cook        & New York      & p-value \\
& (1)               & (2)   & (3)           & & (4)         & (5)   & (6) \\
\cmidrule{2-4} \cmidrule{6-8}
\multicolumn{8}{l}{\textbf{\underline{Labor market outcomes}}} \\
~~~Earnings:     & -445*              & -201              & 0.509 &                                                         & -627*              & -599*              & 0.957 \\
& (249)              & (245)              & &                                                         & (337)              & (363)              & \\
& [230,000]   & [144,400]   & &                                                             & [215,000]   & [121,396]   & \\
\multicolumn{8}{l}{ } \\
~~~Employment:   & 0.003              & -0.032              & 0.411 &                                                         & -0.010              & -0.027              & 0.748 \\
& (0.027)              & (0.032)              & &                                                         & (0.030)              & (0.046)              & \\
& [232,000]   & [144,400]   & &                                                             & [219,000]   & [121,396]   & \\
\multicolumn{8}{l}{ } \\
\multicolumn{8}{l}{\textbf{\underline{Housing outcomes}}} \\
~~~Not at eviction address:      & 0.093              & 0.071              & 0.765 &                                                         & 0.074              & 0.149*              & 0.475 \\
& (0.057)              & (0.045)              & &                                                         & (0.064)              & (0.084)              & \\
& [114,000]   & [104,228]   & &                                                             & [114,000]   & [69,227]   & \\
\multicolumn{8}{l}{ } \\
~~~Emergency shelter:    & 0.023              & 0.046**              & 0.638 &                                                         & -0.019              & 0.016              & 0.330 \\
& (0.028)              & (0.019)              & &                                                         & (0.019)              & (0.017)              & \\
& [29,000]   & [181,840]   & &                                                             & [38,500]   & [160,398]   & \\
\multicolumn{8}{l}{ } \\
~~~Any homelessness services:    & 0.012              & 0.046**              & 0.480 &                                                         & 0.048**              & 0.024              & 0.552 \\
& (0.042)              & (0.018)              & &                                                         & (0.023)              & (0.019)              & \\
& [29,000]   & [181,840]   & &                                                             & [38,500]   & [160,398]   & \\
\multicolumn{8}{l}{ } \\
\multicolumn{8}{l}{\textbf{\underline{Financial health outcomes}}} \\
~~~Financial health index:       & -0.202**              & -0.012              & 0.102 &                                                         & -0.230              & -0.053              & 0.264 \\
& (0.102)              & (0.063)              & &                                                         & (0.174)              & (0.072)              & \\
& [83,335]   & [186,479]   & &                                                             & [83,781]   & [187,449]   & \\
\multicolumn{8}{l}{ } \\
~~~Credit score:         & -8.69              & -7.03              & 0.876 &                                                         & -24.16**              & -8.90              & 0.243 \\
& (8.29)              & (6.21)              & &                                                         & (11.15)              & (7.33)              & \\
& [91,394]   & [186,479]   & &                                                             & [91,184]   & [187,449]   & \\
\multicolumn{8}{l}{ } \\
~~~No open revolving account: & -0.072*                 & -0.006              & 0.157 &                                                         & 0.080              & 0.024              & 0.480 \\
& (0.043)              & (0.025)              & &                                                         & (0.099)              & (0.027)              & \\
& [92,028]   & [186,479]   & &                                                             & [91,762]   & [187,449]   & \\
\multicolumn{8}{l}{ } \\
~~~Total balance: collections and delinquencies: & 735              & -115              & 0.274 &                                                         & 739              & 357              & 0.649 \\
& (659)              & (428)              & &                                                         & (930)              & (377)              & \\
& [83,537]   & [186,479]   & &                                                             & [83,998]   & [187,449]   & \\
\multicolumn{8}{l}{ } \\
~~~Any auto loan or lease: & -0.130**            & 0.008              & 0.011 &                                                         & 0.037              & 0.025              & 0.840 \\
& (0.054)              & (0.027)              & &                                                         & (0.066)              & (0.026)              & \\
& [92,028]   & [186,479]   & &                                                             & [91,762]   & [187,449]   & \\
\bottomrule \\
\end{tabular} }
